:root{
  --navy:#102a43;
  --blue:#1f5f8b;
  --gold:#c79a45;
  --light:#f5f8fb;
  --text:#263746;
  --white:#fff;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);line-height:1.7;background:#fff}
a{text-decoration:none;color:inherit}
.container{width:min(1160px,92%);margin:auto}
.site-header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:1000;box-shadow:0 2px 12px #0002}
.navbar{display:flex;align-items:center;justify-content:space-between;min-height:76px;gap:20px}
.logo{font-size:1.35rem;font-weight:700;letter-spacing:.5px}
.logo span{display:block;font-size:.72rem;font-weight:400;color:#d9e6ef;letter-spacing:2px}
.nav-menu{display:flex;align-items:center;gap:4px;list-style:none;margin:0;padding:0}
.nav-menu>li{position:relative}
.nav-menu a,.drop-toggle{display:block;padding:25px 14px;color:#fff;font-size:.92rem;cursor:pointer}
.nav-menu a:hover,.drop-toggle:hover{background:#ffffff18;color:#f4d28b}
.dropdown{position:absolute;top:100%;left:0;min-width:245px;background:#fff;box-shadow:0 8px 25px #0003;display:none;list-style:none;padding:8px 0;margin:0}
.dropdown a{color:var(--navy);padding:11px 17px;white-space:nowrap}
.dropdown a:hover{background:var(--light);color:var(--blue)}
.has-dropdown:hover .dropdown{display:block}
.menu-btn{display:none;background:none;border:1px solid #ffffff80;color:#fff;padding:8px 11px;border-radius:4px;font-size:1.2rem}
.hero{background:linear-gradient(120deg,#102a43eF,#1f5f8bdd),url('https://images.unsplash.com/photo-1450101499163-c8848c66ca85?auto=format&fit=crop&w=1800&q=80') center/cover;min-height:520px;display:flex;align-items:center;color:#fff}
.hero-content{max-width:760px;padding:70px 0}
.eyebrow{color:#2d526e;text-transform:uppercase;letter-spacing:2px;font-size:16px;font-weight:bold}
h1,h2,h3{line-height:1.25;color:var(--navy)}
.hero h1{font-size:clamp(2.2rem,5vw,4rem);color:#fff;margin:16px 0}
.hero p{font-size:1.15rem;max-width:650px;color:#eef5fa}
.btn{display:inline-block;background:var(--gold);color:#182b3c;padding:12px 22px;border-radius:4px;font-weight:bold;margin:10px 8px 0 0}
.btn.outline{background:transparent;border:1px solid #fff;color:#fff}
.section{padding:75px 0}
.section.alt{background:var(--light)}
.section-heading{text-align:center;max-width:760px;margin:0 auto 38px}
.section-heading h2{font-size:2.2rem;margin:8px 0 14px}
.section-heading p{margin:0;color:#5b6b78}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid #e3eaf0;border-radius:8px;padding:26px;box-shadow:0 5px 18px #102a4310}
.card h3{margin-top:0;font-size:1.2rem}
.card p{color:#5b6b78}
.card .link{color:var(--blue);font-weight:bold}
.icon{width:44px;height:44px;border-radius:50%;display:grid;place-items:center;background:#eaf2f7;color:var(--blue);font-weight:bold;margin-bottom:15px}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:45px;align-items:center}
.feature-box{background:var(--navy);color:#fff;border-radius:10px;padding:35px}
.feature-box h2,.feature-box h3{color:#fff}
.feature-box li{margin:10px 0}
.page-banner{background:linear-gradient(120deg,var(--navy),var(--blue));color:#fff;padding:75px 0}
.page-banner h1{color:#fff;margin:0 0 10px;font-size:clamp(2rem,4vw,3.2rem)}
.page-banner p{margin:0;color:#e6f0f6}
.content h2{margin-top:0;font-size:2rem}
.content h3{font-size:1.25rem;margin-top:28px}
.service-list{display:grid;grid-template-columns:repeat(2,1fr);gap:15px;margin-top:25px}
.service-item{border-left:4px solid var(--gold);background:var(--light);padding:15px 18px}
.service-item strong{display:block;color:var(--navy)}
.cta{background:#eaf2f7;text-align:center;padding:55px 20px}
footer{background:var(--navy);color:#dce7ef;padding:35px 0 15px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}
footer h3{color:#fff;margin-top:0}
footer a{color:#dce7ef}
.footer-bottom{border-top:1px solid #ffffff25;margin-top:25px;padding-top:15px;font-size:.85rem}
@media(max-width:900px){
 .menu-btn{display:block}
 .nav-menu{display:none;position:absolute;top:76px;left:0;right:0;background:var(--navy);flex-direction:column;align-items:stretch}
 .nav-menu.open{display:flex}
 .nav-menu a,.drop-toggle{padding:14px 22px}
 .dropdown{position:static;box-shadow:none;background:#173b59;padding-left:15px}
 .dropdown a{color:#fff}
 .has-dropdown:hover .dropdown{display:none}
 .has-dropdown.open .dropdown{display:block}
 .grid{grid-template-columns:1fr 1fr}
}
@media(max-width:620px){
 .grid,.two-col,.footer-grid,.service-list{grid-template-columns:1fr}
 .hero{min-height:470px}
 .section{padding:52px 0}
}